How To Clean & Protect against CORONAVIRUS (COVID-19) Contamination?
CORONAVIRUS (COVID-19) has quickly gained a reputation for being particularly insidious. It can survive on certain surfaces for up to 17 days and people infected by the virus don’t show symptoms until approximately two weeks after infection, making it difficult to track and contain. This is why having a trusted professional disease and biohazard remediation company on your side is so important.
Simply wiping down surface areas can cross contaminate your space. Cross contamination can also occur if the area is not treated at the same time or certain areas are missed. Fogging gets in the crevices and touches each surface in your home or business at the same time to prevent cross contamination and keep your home or workplace safe.
VIP, Virus Infection Protection is expanding to service the entire State of Florida. VIP follows all IICRC (Institute of Inspection Cleaning & Restoration Certification) guidelines. CORONAVIRUS (COVID-19) is still new, but we continue to follow all Centers for Disease Control & Prevention (CDC) guidelines and utilize CDC approved and EPA registered disinfectants. You can feel safe with VIP.
VIP is among the ONLY actual Medical Grade Companies. Medical Grade means Supervised by Physicians. Originally created by Doctors, for Doctors, VIP is now available to all other industries and to the general public!
Congratulations, you have multiple offers on your home listing. It’s exciting to hear that you have a choice in buyers. Yet how can you make sure that you choose the right offer? With varying sales prices and terms, comparing offers might be harder than you expected. Still – it’s a great problem to have.
If you find yourself in a multiple offer situation, the first step is to meet with your agent to discuss each offer in detail. What are the actual differences? It’s easy to see what price they offer, but what about the other items – the terms, the financing, the contingencies.
Sales Price – This is the easiest to compare. Start with the sales price and then check to see if they are asking for extra concessions; these could include seller credits or paying for closing costs.
Terms – Determine when the buyer intends to close and when they want occupancy.
Financing – Financing can vary dramatically and affect your decision in choosing a buyer. For instance, a buyer who offers a slightly lower price but is going to put 50% down might be a better offer than someone using a FHA, 3.5% down loan which could be harder to close.
Contingencies – Most offers come with contingencies for items such as inspections, appraisal, loan approval and more. An offer with less contingencies, or shorter time frames to remove them, could be a better offer than others.
Working with your agent, consider all the elements which go into an offer; then you’ll be in the best position to determine the best option for your financial goals, timeframes and needs.
Summer is upon us and home designers are hard at work showcasing the upcoming trends for 2020. This year, kitchen design shows are filled with new materials, patterns and colors as enthusiasts look for the latest trends and styles.
As we leave the dark granite countertops behind, kitchens are getting lighter, brighter and more streamlined looks. These new backsplashes are design statement pieces in their own right, creating a uniquely modern feel to the space. With a focus on sleek surfaces and natural elements, here are the latest trends for kitchen backsplashes.
Mixed materials – layers of stone mix with sleek metal trims or soft wood to create layer upon layer of design.
Higher Profiles – the backsplash is no longer a 6” continuation of the countertop. Taller profiles and accent-wall styling are new trends.
Subway Tiles – after so many of us removed the old white tile of our kitchens, designers are bringing them back in interesting shapes and patterns.
Veins – larger granite, quartz or natural stone pieces are used as focal points, adding drama and depth.
Backsplash Shelves – one of the latest design trends is to create a ledge or shelf along the top of a high-profile backsplash.
Solid Wall – this last trend is eliminating a backsplash entirely and adding a stone “wall” in the kitchen, removing any visual distinction and creating a sleek, clean line.
2020 design trends are contemporary and exciting. After years of cozy kitchens and dark woods, these kitchens are light and bright; mixing soft natural stone and wood with hard, urban features for a modern, functional kitchen that suits any home style.
Unfortunately since the mortgage meltdown, foreclosed properties have become more common. Many home buyers see this as an opportunity to find a great home for a bargain price. While foreclosures can offer some nice discounts, understanding how foreclosures work and how this affects the buyer is critical to ensure you are getting a good deal and not a disaster.
What is a Foreclosure?
First it’s important to understand what qualifies as a foreclosure. A foreclosure is a property which has been taken back by the lender in order to satisfy an unpaid mortgage debt. It is owned by the bank or lender and they have now listed the property for sale.
Can I save money buying a foreclosure?
Yes and no! It’s true that lenders do not want to hold onto their foreclosed properties longer than they need to, but they also understand the value of the home in its current condition. While deeply distressed properties might be listed at very low prices, good homes in decent condition might not be listed below comparables in the same area.
Is the buying process different from a traditional sale?
The actual buying process is the same; you write an offer, obtain financing and close. The differences lay in the protections and opportunities for negotiation during the process. Most foreclosures are sold “as is” and the lender will not negotiate repairs of any kind. There could also be clauses which remove other contingencies, such as financing or appraisal. The buyer needs to read the agreement very carefully.
Buying a foreclosure can be a great way to find a nice property at a discounted price. Not all properties are a good deal however. Understanding the foreclosure market and reading the contracts very carefully is the key to buying a foreclosure – this way you get the most home for your money without buying a problem.
If you are a first time home buyer or even a repeat buyer, you quickly realize that real estate has a language all its own. Understanding some of the lingo can help you navigate the process a little easier. By learning a few critical terms, you will be in a better position to ask the right questions and make the best decisions.
Buyer’s Market – A real estate climate where the number of listings outnumber qualified buyers.
Seller’s Market – A real estate climate when there are very few desirable properties listed for sale.
Contingencies – Specific conditions included in an offer to protect the buyer against unexpected situations, such as inspection, loan approval, and appraisal value.
Earnest Money – Money deposited when the offer is accepted. Subject to any contingencies, this money protects the seller from a buyer who simply changes her mind.
Escrow Agent – A neutral 3rd party who manages the paperwork in a state where attorneys are not used to conclude the contract.
Closing Costs – Fees that must be paid by both buyers to conclude the sale.
Conforming Loan – A conforming loan is a loan limit by which the loan can be sold on the secondary market; a jumbo loan is one which is higher than this limit.
PMI – PMI, private mortgage insurance is a fee paid by the borrower of a loan that they obtained with less than a 20% down payment.
These are just a few of the common terms used in real estate. If you are involved in a real estate transaction, learning a bit of the common lingo will help you understand the process better and make your home sale or purchase a smooth one.